top of page

How to Use HSA/FSA Funds for Sleep Training

For many sleep-deprived parents, investing in a sleep consultant feels like a necessity—but the cost can feel overwhelming when you're already managing the expenses of a growing family.

 

Good news: you can likely use your Health Savings Account (HSA) or Flexible Spending Account (FSA) to cover sleep training services with pre-tax dollars. 

Sleep training services are increasingly recognized as eligible medical expenses because they address sleep deprivation—a legitimate health concern that affects both child development and family wellness.
 

BPP-95.jpg

Featured in:

Logo_Upworthy_edited.png
image 4.png
image 3.png
image 1.png
image 2.png
image 5.png
homepage-logo_edited.png
BHG-logo_edited_edited.png

Which of The Peaceful Sleeper's Services Are Covered?

The Peaceful Sleeper offers consultations, courses, coaching, a community for parents who want more peace in their homes and their lives. Because sleep is at the heart of health, most customers can apply HSA/FSA funds to purchase every kind of service we provide—whether it's a one-off consultation, an in-home service, or to access our app that holds our courses and live coaching.

Consultations

Work hands-on with an experienced, certified sleep consultant who has seen it all and solved it all.

Courses

DIY the sleep training and postpartum mental health process with a method that honors your intuition, based on developmental psychology.

Coaching

Listen along and participate as Chrissy Lawler coaches parents through real sleep training and parenting challenges they face.

Why Are Sleep Training Services HSA/FSA Eligible?

Sleep training services qualify for HSA and FSA coverage because they address documented medical conditions with serious health consequences. Research published in Lancet Child & Adolescent Health demonstrates that children with insufficient sleep show measurable brain damage—reduced gray matter in regions controlling attention, memory, and impulse control—with effects persisting over two years. Clinical studies prove that maternal sleep deprivation increases postpartum depression risk by 334%, while randomized controlled trials show that behavioral sleep interventions significantly improve both child sleep problems and maternal mental health.

​

  • Prevents Brain Damage in Children: An NIH longitudinal study of 8,323 children found those sleeping <9 hours had reduced gray matter volume in brain regions controlling attention, memory, and impulse control, with damage persisting after two years.

  • Reduces Maternal Depression Risk: A population study of 1,409 postpartum women showed poor sleep quality increased depression odds by 334% (95% CI: 2.04-5.48), with sleep quality explaining 20% of variance in depression scores.

  • Improves Cognitive Function: Experimental studies demonstrate sleep restriction by just one hour for six nights significantly decreased attention performance and increased ADHD-like symptoms in otherwise healthy children.

  • Enhances Mother-Infant Bonding: A research study with 100 postpartum individuals found sleep difficulties correlated with 10.40 points higher bonding problem scores, independent of depression and infant colic.

  • Proven Clinical Intervention Efficacy: A meta-analysis of 10 randomized controlled trials with 1,628 participants showed sleep training reduced child sleep problems (OR 0.51) and improved maternal sleep quality with sustained benefits.

BPP-200.jpg

Reviews from Parents using HSA/FSA

Step-by-Step Guide: Using Your HSA/FSA for Sleep Training

Fill in from Flex

An investment in your rest is an investment in your family's well-being.

FAQs

bottom of page